Financial Planning

TLH and Options: Can Covered Calls or Puts Trigger Wash Sales? (Plain-English Guide)

**Excerpt:** Understanding TLH and options: Do covered calls or puts cause wash sales? **Meta Description:** Explore how tax-loss harvesting with options like covered calls or puts may trigger wash sales, and learn strategies to avoid tax pitfalls.

TLH During a Bear Market: How to Avoid Overtrading and Still Capture Losses

**Excerpt:** TLH in bear markets: balancing loss capture without overtrading. **Meta Description:** Discover strategies to effectively use tax-loss harvesting during bear markets while avoiding the pitfalls of overtrading and maximizing tax benefits.

TLH for Couples and Joint Accounts: What Changes (and What Doesn’t)

**Excerpt:** TLH for couples and joint accounts: key shifts and constants. **Meta description:** Explore the evolving rules for tax-loss harvesting in joint accounts and couples from 2025-2030, highlighting what changes and what remains consistent.

TLH for ETFs vs Individual Stocks: Which Is More Effective in 2026?

**Excerpt:** TLH effectiveness: ETFs outperform individual stocks in 2026. **Meta Description:** Explore the efficiency of tax-loss harvesting for ETFs versus individual stocks from 2025-2030, highlighting key benefits and strategic insights.

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